
In Canada’s financial services sector, fragmentation has long been treated as normal. Business owners hire one firm for accounting, another …

GST/HST is the tax business owners understand least and get assessed on most. The reason is structural. Income tax is …

Most business owners think of life insurance as a personal purchase. Something you buy when you have a mortgage and …

Incorporation is one of the most consequential decisions a business owner makes. It is also one of the most poorly …

Every incorporated business owner in Canada eventually asks the same question. Should I pay myself a salary or a dividend? …

One of the biggest misconceptions in business is believing profit and cash flow are the same. They’re not. A business can …

Many business owners only review their financial statements at year-end. By then, valuable opportunities to improve profitability, reduce expenses, and …
