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What’s Happening

Jonid Hametaj and the Rise of the Integrated Financial Model in Canada

In Canada’s financial services sector, fragmentation has long been treated as normal. Business owners hire one firm for accounting, another

GST HST

The Complete GST/HST Guide for Canadian Businesses: Registration, Filing, and the Errors That Trigger CRA Reviews

GST/HST is the tax business owners understand least and get assessed on most. The reason is structural. Income tax is

Corporate Owned Life Insurance in Canada: The Strategy Most Incorporated Professionals Overlook

Most business owners think of life insurance as a personal purchase. Something you buy when you have a mortgage and

Incorporate Your Business in Canada

Should You Incorporate Your Business in Canada? A Complete Guide for Business Owners

Incorporation is one of the most consequential decisions a business owner makes. It is also one of the most poorly

Salary vs Dividends

Salary vs Dividends: How Incorporated Business Owners in Canada Should Pay Themselves

Every incorporated business owner in Canada eventually asks the same question. Should I pay myself a salary or a dividend?

Cash Flow vs Profit

Cash Flow vs Profit: Why Every Business Owner Should Know the Difference

One of the biggest misconceptions in business is believing profit and cash flow are the same.  They’re not.  A business can

How Monthly Financial Reporting Helps Canadian Businesses Grow

How Monthly Financial Reporting Helps Canadian Businesses Grow

Many business owners only review their financial statements at year-end.  By then, valuable opportunities to improve profitability, reduce expenses, and

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